Open Enrollment 2025

October 1st - October 31st

This is the annual opportunity for you to make changes to your benefits and to add or drop eligible dependents from coverage.  Changes made at open enrollment are effective January 1, 2025.  Please note FSA medical and dependent care contributions require annual elections per IRS guidelines. 

Login to the employee benefits portal to complete your Open Enrollment for 2025. All benefit eligible employees will be required to make elections during open enrollment to ensure you will have continued coverage in 2025. 

Access our 2025 HCDE Benefit Guide here. 

Please join us for one of our informational sessions regarding open enrollment.  

Open Enrollment Sessions Dates and Times

What's New This Year

• The Dental plan will offer 3 options including a DHMO option. 
• If you participate in the wellness plan, you will keep the same low rates for medical insurance. 
• FSA medical minimum contribution will be $250.  There will be no rollover funds for plan year 2025. 
  
  

How to participate in the wellness plan:

• Annual Physical (employee only) completed and loaded into the Wellright Portal
  (completed between November 1, 2023 -October 31, 2024)
• Compete the Health Risk Assessment on the Wellright Portal
• Engage with our Pharmacy
• Tobacco Cessation Program if necessary 

• Flu Shot (optional but not required)

*Dependents on your medical plan are not required to participate in the wellness plan. 

If you choose not to participate in the wellness plan, your medical premiums will increase by $50 per month. 

If you are a tobacco or nicotine user and do not enroll in the tobacco cessation program, your medical premiums will increase by $75 per month.  

Spousal Coverage 

The medical plans include a provision that benefit eligible employees may only cover a spouse as a dependent if the spouse does not have access to medical coverage through their employer, or if your spouse has a high deductible health plan with a deductible of $3,300 or higher.  Adding a spouse who has access to only a high deductible plan will result in a $100 monthly surcharge. 
If you cover a spouse on your medical plan, please complete the information required in the employee benefits portal.

Dependent Coverage
If you are adding dependents to your coverage for the first time, you must attach documentation.  Covering a spouse requires a marriage certificate and covering children requires birth certificate or adoption documentation. 

You can also visit our employee hub for detailed information about all of our plans and plan documents

Open Enrollment Presentation 

Life, Disability, Worksite Presentation

Open Enrollment Instructions