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LIFE INSURANCE

The Standard of Oregon Group Term Life Insurance

Group Term Life Insurance is available to full-time employees of Hamilton County Department of Education.

$40,000 of Group Term Life and Accidental Death and Dismemberment coverage is provided to full-time employees at no cost to the employee.

Employees may purchase Group Term Supplemental Life and Accidental Death and Dismemberment coverage via payroll deductions.

Employees with annual incomes of $20,000 or greater may purchase (at initial enrollment) increments of $10,000 to a maximum of $300,000 without medical underwriting and up to $500,000 with medical underwriting.

Employees with annual income of less than $20,000 may purchase (at initial enrollment) increments of $10,000 up to a maximum of $100,000.

Supplemental Life coverage may be purchased for a spouse in increments of $5,000 or $10,000.

Supplemental Life coverage may be purchased for a child/children in the amount of $5,000.


Rates:

Life Insurance Rates for Life with AD&D


Life Insurance Rates for Life Only

During open enrollment (month of October) life elections may be increased, decreased or revoked. Employees electing only one additional level of coverage are automatically eligible for the additional amount. Employees electing more than one additional level of coverage are required to complete a medical questionnaire for The Standard of Oregon. The Standard makes the determination regarding approval or denial of the additional amounts requested.

The Group Term Life Insurance coverage may be continued through The Standard directly when an employee terminates employment or retires. Contact The Standard directly for information regarding continuation at 1-800-378-4668. The Group policy number is 159764.



The Standard Life Certificate for Class 1 Employees


The Standard Life Certificate for Class 2 Employees


The Standard Life Portability Application 



Please use the DocuSign Beneficiary Change Form to change your life insurance beneficiaries.

For information regarding naming beneficiaries, please review these FAQ's for Naming Beneficiaries




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