women with walker


Long Term disability benefits are available to full-time employees of Hamilton County Department of Education. The policy is provided at no cost to the employee. Certificate of Coverage for those eligible for the plan. 

The Long Term Disability policy has an elimination or waiting period* of 180 calendar days. After the disability elimination period is met the policy pays 66 2/3% of your basic monthly earnings. This monthly benefit will coordinate with other disability benefits you may receive so that the total benefit does not exceed two-thirds of your salary. You will be required to apply for all benefits for which you may be entitled.

* Elimination period means a period of continuous total or partial disability which must be satisfied before you are eligible to receive benefits. Benefits are not paid during the elimination period unless you are on the short term disability. 

The insurance company will provide the necessary paperwork  to transition from short term disability to long term disability.

For information concerning Social Security disability, call 1-800-772-1213.

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